To do this, and automatically, the issuing banks of cards, send us to our registered office respective cards that must be implemented as we already reported in previous notes.
Costs for renewal of debit cards, are included in the maintenance of the account, in terms of the credit, they charged annually, and may in some cases be promoted according to the realized consumption or by packages offered by banks.
As always, please be attentive to these maturities and ahead to order cards renewed by any of the communication channels of the banks. More even if we have to travel, and having these instruments of purchase, since we will be very difficult to obtain them then, out of the country.
Security measures taken in cashiers
Before carrying out any operations at an ATM, you should review it. If there is a foreign object in it, it is better not to use it.
If the ATM retains the card, we will immediately notify the Bank. When at night or it’s a holiday, you must call the issuer of the credit card to lock it. In any case, you must request the presence of a professional of the financial institution where the cashier is and should not accept the help of strangers. Also, only you must obey the instructions of the Cashier screen and wait until the transaction is complete. In addition, it is recommended to cover with hand the ATM keyboard as you enter the key.
Not lose sight of the card
To pay in a settlement, card, never we must lose sight to avoid any manipulation of it.
We must prevent that devices different from the dataphones adapted for this purpose slides on the magnetic stripe of the card. In this regard, an additional safety measure might remember sending an SMS to cellphone of the holder whenever it makes use of the card.
save proof of operations
Regardless of the mode of payment that has established in the credit card, each month is generated a list of all the movements that have been carried out with the card (purchases in stores or through the Internet, withdrawals of cash, etc.).
For this reason, it is vital to keep receipts and proof of all these operations to verify movements listed have been done by the holder of the card.
ask the entity with any questions
If you see any questionable or strange movement, should consult the entity and request written proof in which appears the signature of the holder, as well as requiring the return of the incorrect amount. If such payment is not made immediately, it should be lodged a complaint in police station, since the Bank is obliged to return the amount of disappointed. You must also call the card company and put on record, in writing, of that you want that this amount be returned.
It is convenient to update the limits of credit and available daily. It is necessary that the limit of credit card conforms to needs according to the level of spending to avoid situations can not use the card because it has no available enough. Also exceeding limit supposed an increase of the risk which is not necessary, there is always the option of performing an increase of time limit for response to specific situations.
It improves safety. All clients of banking institutions, have the possibility to register in the alerts service to phones in which the entity reports of each relevant entry in the accounts and cards, through an SMS on your mobile phone.
Service telephone number be annotated to customer in the event of loss or theft of the card. Labour Kutxa recommended to communicate as soon as possible the loss of your card. In this way, will be to block it immediately. [banner_abajo]